Retirement Plans

Vincey

Private Member
Logged on tonight to see what’s going down , funny I always remember @stuart23 saying he sees porn adverts at top when he logs on but tonight I see this ,

I’ll be the bottom right hand corner box but any of you be any younger?
Also what will you do with all the free time ?

B1676E04-214A-49A3-A3C0-9427CBA48E61.png
 

theclemo

Private Member
you retired Monday?
Yes. Should have been Friday but just didn't make 4 more days lol. My back is f**k*d tbh and sick to the balls of plastering internal and external. Iv made a good living from it. But roll out of bed to go to work the last few years. Even when not on the tools lol. So just stopped give away just over 100 houses. Not even subbing them out. Just don't want to do it or be involved. Probably sounds f***** up to some people. But enough is enough for me. U looking for a s**t labourer lol.
 

tapit

Well-Known Member
Yes. Should have been Friday but just didn't make 4 more days lol. My back is f**k*d tbh and sick to the balls of plastering internal and external. Iv made a good living from it. But roll out of bed to go to work the last few years. Even when not on the tools lol. So just stopped give away just over 100 houses. Not even subbing them out. Just don't want to do it or be involved. Probably sounds f***** up to some people. But enough is enough for me. U looking for a s**t labourer lol.
whats the opposite of "welcome along"?
best of luck anyway, may need a beadtape sales rep if all goes well.
 

tapit

Well-Known Member
It worries me that at 36 I still haven’t set up a pension or got any savings for retirement. The state pension won’t be worth anything when I reach that sort of age so really need to get something planned.
hopefully you wont live till that age.
 

Wezly

Well-Known Member
I should be retired in 10 years with a bit of luck. How much I do after that will be down to me.

Sure as hello wont be using a trowel
Far to young to retire, you'll need a couple of million in the bank to have a decent retirement.
 

Cornelius

Well-Known Member
I’ve got a bit of a dilemma at the moment. I’ve been working importing and wholesaling. Easy job fair money, paid holiday and pension contributions. But I’ve been doing Plastering here and there and all last week, I can’t seem to be able to walk away from my trade even though on paper I’ve got a good job elsewhere away from Plastering. I need to make a decision soon? And the pension thing is in the back of my mind and other thoughts about the future....
 

malc

TPF Special Forces
i think that the days of a good pension are over.
the firms that run the pensions take a good cut of the money that you pay in. a pension is also taxable when you come to claim it.
you do need to have something put to one side . something that does not have a deed or log book as these can be traced very easy and you will get a tax bill. it needs to be something that you can turn into instant cash when needed.
 

tapit

Well-Known Member
I’ve got a bit of a dilemma at the moment. I’ve been working importing and wholesaling. Easy job fair money, paid holiday and pension contributions. But I’ve been doing Plastering here and there and all last week, I can’t seem to be able to walk away from my trade even though on paper I’ve got a good job elsewhere away from Plastering. I need to make a decision soon? And the pension thing is in the back of my mind and other thoughts about the future....
you wanna buy some tape?
 

tapit

Well-Known Member
i think that the days of a good pension are over.
the firms that run the pensions take a good cut of the money that you pay in. a pension is also taxable when you come to claim it.
you do need to have something put to one side . something that does not have a deed or log book as these can be traced very easy and you will get a tax bill. it needs to be something that you can turn into instant cash when needed.
gold, buy sovs when you can and stash!
 

smoother09

Well-Known Member
Still waiting for your call
Got your
It worries me that at 36 I still haven’t set up a pension or got any savings for retirement. The state pension won’t be worth anything when I reach that sort of age so really need to get something planned.
Worst thing is all the freeloaders are well looked after its c**ts like us that work hard that don't get s**t! Don't rely on anything from the government shower of shite!
 

Cornelius

Well-Known Member
you wanna buy some tape?
It’s mainly shite we buy and sell on. Hairbrushes, scissors, make up, cheap jewellery. Nothing to do with Plastering and rather boring but seems to pay ok, not back breaking or dirty but so boring I just don’t get anything from it.
 

malc

TPF Special Forces
Got your

Worst thing is all the freeloaders are well looked after its c**ts like us that work hard that don't get s**t! Don't rely on anything from the government shower of shite!
i pick up just over £400 per month gov. pension. you need to have 30 years of stamps to be able to collect the pension. so you do need to have something else.
 

malc

TPF Special Forces
It’s mainly shite we buy and sell on. Hairbrushes, scissors, make up, cheap jewellery. Nothing to do with Plastering and rather boring but seems to pay ok, not back breaking or dirty but so boring I just don’t get anything from it.
to much clock watching with those type of jobs, i like to get stuck in, get weighed in and get home. thats what plastering give me.
 

smoother09

Well-Known Member
i pick up just over £400 per month gov. pension. you need to have 30 years of stamps to be able to collect the pension. so you do need to have something else.
Totally agree that's crap £400 a month for 30 years paying your way!
 

Topspread16

Well-Known Member
i think that the days of a good pension are over.
the firms that run the pensions take a good cut of the money that you pay in. a pension is also taxable when you come to claim it.
you do need to have something put to one side . something that does not have a deed or log book as these can be traced very easy and you will get a tax bill. it needs to be something that you can turn into instant cash when needed.
Rolex’s
 

Cornelius

Well-Known Member
to much clock watching with those type of jobs, i like to get stuck in, get weighed in and get home. thats what plastering give me.
Yeah I’m watching the clock all the time and actually missing the manual labour and satisfaction at the end of the day
 

Vincey

Private Member
It worries me that at 36 I still haven’t set up a pension or got any savings for retirement. The state pension won’t be worth anything when I reach that sort of age so really need to get something planned.
Me neither mate tbh I think about it more in the last year for some strange reason, 44 now, but hey don’t get to uptight about it I’m not ,
Just enjoy what we can and hopefully be ok when am an old git
 
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