Best place for insurance for plasterers

[Simon McGovern]

Public liability insurance who's the best / cheapest?

 

[scottie5]

Public liability insurance who's the best / cheapest?

Direct line are very cheap as for good thats something only usually found out in the event of a claim.

 

[Simon McGovern]

Cheers Scottie

Hopefully a claim is not on the cards but better to be covered!

 

[Arti]

What's public liability?

 

[johniosaif]

What's public liability?

It's like employee liability only different ,

 

[Arti]

It's like employee liability only different ,

Whats liability?

 

[johniosaif]

Ask someone 'responsible'

 

[Arti]

No point asking on here then

 

[Danny]

I cant remember who I use to use... I dont remember it being expensive though

 

[johniosaif]

I think I use a plan . About £140 pa

 

[Simon McGovern]

I've been called a liability by the missus on a few occasions

 

[johniosaif]

I've been called a liability by the missus on a few occasions

Not on your own there

 

[Arti]

I cant remember who I use to use... I dont remember it being expensive though

That because your a TA plasterer........... 2 weeks a year and 1 weekend per month

 

[johnny1271]

I use A plan also ,claimed when oak veneer door got lime burn and paid out no problemo

 

[Dansouthcoast84]

i use simply business.

about 130 a year.
just in process of claiming for a 2k garage door... ooops

 

[thebearbeef]

I tried simply business today and they wanted £840!? Renewal was £199....

 

[zolco]

I tried simply business today and they wanted £840!? Renewal was £199....

I'm with direct line, pay £65 quid a year for a£1m cover, sounds good but I dunno what they like on payouts

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[thebearbeef]

We're Ltd as 2 directors so think its automatically at least double sole trader, plus we have £5m cover as some companies insist on it as a minimum.




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[zolco]

We're Ltd as 2 directors so think its automatically at least double sole trader, plus we have £5m cover as some companies insist on it as a minimum.




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That's just shows you how small of a fish I am

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[thebearbeef]

That's just shows you how small of a fish I am

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We're only guppies trying to nibble our way in to the next tank over the next few years, cost £15 to start a Ltd company it doesn't make you a big fish by any means!




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[PlasterCraftDundee]

We're Ltd as 2 directors so think its automatically at least double sole trader, plus we have £5m cover as some companies insist on it as a minimum.




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Im limited aswell with 2 directors and i'm only around 130 a year, that was through swinton

 

[thebearbeef]

If one of ur directors is clerical there unlikely to damage the public so its only slightly higher than sole?....just a guess but ur mrs helps out?


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[CeeVee]

Ltd co with employers liability with direct line is £41 a month for £5 million cover.
I think it was around a fiver a month when I was on me own and not limited for £1 million cover.

 

[gps]

I'm with direct line, pay £65 quid a year for a£1m cover, sounds good but I dunno what they like on payouts

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Same here