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  1. O

    retired at 39

    *total pot
  2. O

    retired at 39

    Search the 4% rule or the safe withdrawal rate, you’ll find out the total pay you’d need to retire or be “financially independent“ which is better I think. It’s not as much as people believe they need especially with massive rises in assets over the last 2 decades
  3. O

    The new faster plaster

    Said before In a different post, just get some halftime pouches and experiment with quantity added depending on how much your knocking up. I find they are a really great addition. why carry 2 different bags of multi??
  4. O

    Thistle pro finish.

    Having halftime bags on the van seems to make more sense, at least you can just store multi and adjust how much additive to put in dependant how quick you need it to go off. I’ve found it a great addition to the tool kit. The bonding speed up sachets are a whole other beast, as Casper says solid...
  5. O

    Cheap fix

    This has me thinking, I’m sure mine is doing the same will check in the morning
  6. O

    Is this acceptable finish? Work is done, but not sure about quality

    There’s every chance your mate couldn’t fit a corner or flexi trowel in his Aston…….. Disaster!
  7. O

    Is this acceptable finish? Work is done, but not sure about quality

    Ha! Just saying not normal circumstances I’m pretty sure of that, definitely a red flag…….
  8. O

    Is this acceptable finish? Work is done, but not sure about quality

    Think the clue is that he left in…….HIS CAR
  9. O

    Is everyone’s phones still ringing?

    Fair play, Not much of a dip in prices in the south, I don’t think it’s horrible waiting in the wings to find bargains from peoples over exposure. Good luck to yer
  10. O

    Is everyone’s phones still ringing?

    What you say makes sense I agree, until you realise that asset inflation suits those with the most (wealthy with MASSIVE connections to government). The biggest mistakes/decisions were made after the financial crash, assets weren’t allowed to drop and keys weren’t handed back to mortgage company...
  11. O

    Plastering advice please

    This is a complete wind up or your down a cave……..
  12. O

    SBR/PVA Mix

    Hi, Im sure this has been answered before but the best thing I’ve found for holding back REALLY dry substrate is Thistle GYPRIME, but at over £100 for 10l was wondering if anyone knows If/effectiveness of adding SBR to diluted PVA or Neat Bostik Green grit at holding back porous backgrounds. If...
  13. O

    Sparky £100 per hour

    He’d be a smart owner of a business, “It’s not what you got, it’s what you owe”
  14. O

    Bostik green grit.

    Cheers mate
  15. O

    Bostik green grit.

    Sorry to jump on an old post but does the green grit on its own hold back high suction backgrounds? Blue grit on its own as well as being a pain in the rear to apply does not hold off high suction too great. Cheers
  16. O

    Anyone with experience from previous recessions/hard times

    im sure they reduced VAT 15% in 2008 to stimulate spending, that’s about as good as it gets in that department.
  17. O

    Aches & pains

    Cheers mate, just done a few of his lower back pain exercises
  18. O

    Is it coming for domestics

    The Tao of Charlie Munger is a fantastic listen. They all teach the basics of: Patience Know what you don’t know (Crypto!) Dont get sucked in to keeping up with the Jones’s Magic of Compounding
  19. O

    Government grant. Act quick

    Don’t believe it’s true that you have had to claim 1st grant to receive 2nd grant
  20. O

    Bounce back loan

    MoneySavingexpert.com has a list of all banks offering loans and there requirements whether you need personal/business account. It’s 25% of turnover
  21. O

    apprenticeship advice

    Depends where your based mate, If you aim to take pride in your job and concentrate on leaving job/van/tools spotless you’ll stand out from the rest and always find work in domestics. Not many variables in plastering and your not likely get a call back for leaking plaster. Can’t see robots...
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