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  1. ashburnham

    Public Liability Insurance

    Sorry guys, appears I've missed a few of your questions. Notifications were not coming through from this thread so I've failed to answer some of you. If you still need me then fire your questions below and I'll try and keep a closer eye on things!
  2. ashburnham

    Public Liability Insurance provider

    Hi @LarryTheDecorator I started a thread here a little while back: https://www.plasterersforum.com/threads/public-liability-insurance.77415/ Your price of £74 is on the top end of what I would expect to pay if you are looking at £1M cover. I'm sure we could knock a few pounds off that. We...
  3. ashburnham

    Public Liability Insurance

    We have an article about subcontractors on our website that might help. Basically if you provide your own tools/materials and work under your own direction, you are a bona-fide subcontractor and should still have your own insurance. If you are instead employed for labour purposes and...
  4. ashburnham

    Public Liability Insurance

    Feel free to give us a try. Our prices are still as per the opening post. We keep it simple and are also here on the forum to answer questions. You can get a quote at www.ashburnham-insurance.co.uk/business-insurance/public-liability-insurance/plasterer/ or give us a call for free on 08001696137...
  5. ashburnham

    Public Liability Insurance

    It is a legal requirement to have Employers Liability Insurance for all employees. A director of a Limited Company is classed as an employee. The director/employee could in theory sue their employer (the Limited Company). There is an exception when Employers Liability Insurance is not required...
  6. ashburnham

    Public Liability Insurance

    No problem @BigBish. Glad you saved some money.
  7. ashburnham

    Public Liability Insurance

    Just to clarify, the £54 to £72 indication in my opening post is for a single self employed plasterer with 4+ years experience and £1,000,000 public liability cover. If you add an employee you effectively have to pay for 2 x the Public Liability price and then add 1 x the Employers Liability...
  8. ashburnham

    Public Liability Insurance

    I've checked the numbers on this forum, all appear okay. Our main number is 01702347400 and we have a freephone number of 08001696137 (which ultimately goes through to the same place). I've tried calling both and no problems. If you or anyone else is still having problems then send me a DM here...
  9. ashburnham

    Public Liability Insurance

    @tapit We are not a call centre so when you call us there is no "push 1 for this, push 2 for that", you just get straight through. Also, last time I checked our phone stats, 98% of our calls are answered within 3 rings. In terms of making a claim, it is slightly out of our hands as claims are...
  10. ashburnham

    Public Liability Insurance

    @Rossi46 It can be a shock when a single self-employed person takes on their first employee and adds them to their insurance. Straight away your Public Liability premium is doubled as there are two of you instead of one and then you add the Employers Liability price on top of that. Employers...
  11. ashburnham

    Public Liability Insurance

    @McBentLegs Tools cover does differ from Insurer to Insurer. The main company we use you has the option of cover to be included in an unattended vehicle or not (regardless of van being at home, job, etc.). If you have the unattended cover, the main clause is that there must be signs of forcible...
  12. ashburnham

    Public Liability Insurance

    Morning all, @bprenderingservicesltd Could you tell me what the machine is and I will confirm. In general we can provide cover for hand tools either including or excluding theft from unattended vehicles. Cover can be up to £5k in total with a single tool limit of £500. We may have other options...
  13. ashburnham

    Public Liability Insurance

    Hi everyone, We are Ashburnham Insurance, a Tradesman Insurance specialist, and are currently sponsoring The Plasterers Forum, helping @Danny to keep this great forum going! I've set up this thread give you an opportunity to ask any questions you might have relating to public liability...
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